Client ID Program Notice

The following is important information for investors about procedures for opening a new account:


To assist the government in its effort to fight the funding of terrorism and money laundering activities, federal laws require Cadaret, Grant to obtain, verify, and record information that identifies each individual or entity that opens an account. These procedures are mandated by section 326 of the U.S. Patriot Act of 2001.


When you open an account as an investor, Cadaret, Grant will ask you to provide your name, address, date of birth, and government-issued identification documents, such as a driver’s license, passport, or documents with a photograph that will allow us to identify you. For certain entities, such as trusts, estates, corporations, partnerships, or other organizations, identifying documentation is also required.


The U.S. Department of the Treasury, Securities and Exchange Commission, and Financial Industry Regulatory Authority rules also require you to provide additional information, such as your net worth, annual income, occupation, employment information, investment experience and objectives, and risk tolerance. Helpful information about these terms is available on this Web site, under “Investors.”


When information cannot be provided or identity cannot be verified, Cadaret, Grant may not be able to open an account or carry out transactions for you. Your personal information is a valuable component of your long-term financial plan. Cadaret, Grant is committed to protecting the privacy and security of the personal information you provide to us. Please, review our privacy policy to learn more.

Doug Ketterer

Chief Executive Officer and Founding Partner

The vision and influence to advance an industry. Doug is passionate about the value of personal advice. He believes that customized solutions created by one advisor, working with one client, aren’t just the core of wealth management—but the key to its future. A well-known Wall Street thought leader with over 30 years in the industry, Doug is a sought-after source of ideas that elevate the advisor-client experience. With insight gained as a long-time Morgan Stanley executive, and a clear-eyed commitment to the principles he preaches, Doug is in the right place to lead Atria, its subsidiaries—and the advisors they serve—to a better future.