Detailed information about a fund's fees and expenses is available in each fund's prospectus. The fund's policies regarding selection of securities firms are described in the fund's statement of additional information, which an investor may request directly from the mutual fund company.

Cadaret, Grant Advisors receive the same payout ratio of commissions and "trail" 12b-1 servicing fees for all the funds they sell. In addition to the commissions and fees disclosed in the fund's prospectus fee table, Cadaret, Grant receives additional cash compensation from Strategic Partners for ongoing marketing and education programs - advisors do not share in that compensation. Cadaret, Grant's Strategic Partners* follow, in descending order based on the total amount of additional cash compensation received:

  • Putnam Investments
  • OppenheimerFunds
  • Hartford Funds
  • Franklin Templeton
  • American Funds
  • Eaton Vance
  • Allianz Global Investors
  • Massachusetts Financial Services (MFS)
  • Lord Abbett
  • DWS Investments
  • Invesco AIM
  • Alliance Bernstein
  • Fidelity Advisors

Cadaret, Grant Advisors are not paid a higher percentage share of commissions or "trail" 12b-1 servicing fees for selling these funds over other products.

*January 1–December 31, 2008

 

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